Auto insurance. South Carolina.
South Carolina Auto Insurance Information
South Carolina law allows eligible consumers to legally drive uninsured. However, if you drive legally uninsured and cause an accident, you may be responsible for the losses of the other person(s) involved. A claim may be filed against you for those losses. You may have to pay not only for the property damage you cause, but also for the medical expenses, wages, and pain and suffering of any injured person(s).
Auto liability insurance coverage is designed to protect you from personal liability for these types of losses. Liability insurance also pays for a lawyer to defend you against any claim or lawsuit filed against you.
South Carolina law now allows you to legally drive uninsured if you pay a $550 fee. The fee is paid to the South Carolina Department of Public Safety. It is used to offset the costs of uninsured motorist coverage and to provide education programs for South Carolina consumers.
When Shopping For Auto Insurance
The first step is knowing how much insurance you need. If you know what you need, you are less likely to purchase unnecessary coverages. Once you determine your needs, call several agents. Ask them to give you a quote on how much the premium will be for the auto insurance coverage you are seeking.
Different insurance companies charge different rates for the same coverages. When comparing different companies, you may want to remember the following points:
How To Reduce Your Premiums
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